Bihar Student Credit Card Scheme 2017 – Apply Online at prdbihar.gov.in

Recently, Bihar Government has released the notification for filling online application for Bihar Student Credit Card Scheme exclusively for the students. Under this scheme, student can also apply for educational for pursuing higher education. This project is for 12 th Passed or Higher Education students only. Don’t let any student be unaware from the benefit of this scheme.

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This particular project is an excellent scheme provided by the Bihar State Government. As per the Student Credit Card Scheme, every qualified student gets the loan for the higher education. With this scheme, the Government wants to provide benefit to more than 500000 students of Bihar.

Student Credit Card Scheme in Bihar

What is prdbihar.gov.in / 7nishchay-yuvaupmission.bihar.gov.in?


These are the official websites of Bihar Government. It was being made with an intention to release the notification and important news about the various examinations. There is another website which was being made for the same purpose and that is 7nishchay-yuvaupmission.bihar.gov.in, on which the same application is available in the PDF Format.

All important instructions for filling the form are mentioned on Information and Public Relation Department, Bihar. For the convenience of students, this application form can be submitted through online portal and it can also be submitted through the mobile app, which can be downloaded from the Google Play Store.

Student Credit Card Loan Scheme for the students of Bihar

SchemeStudent Credit Card Yojana
StateBihar
Launched ByNitish Kumar, C.M of the state
Launch date2nd Oct 2016
MottoFinancial Help for students in Higher Education
Eligibility12th pass
Students benefitted5 Lakhs
Loan Amount₹4 Lakhs

The Bihar Government has decided that it is going to implement this scheme from 2nd October 2016. It is the scheme which has been launched specifically for the students who want to pursue higher studies, but they can’t because their parents can’t afford it.

This scheme was being approved by the Chief Minister of Bihar- Mr. Nitish Kumar. And, the state has decided that this scheme will be launched on the occasion of Gandhi Jayanti.

Purpose behind this Scheme: The main motive behind this scheme is to provide financial support to the students of Bihar, so that it becomes easy for them to pursue their higher studies. With the support of this scheme, they will be encouraged to continue their studies.

There are many educational schemes in Bihar, but students can’t make the most of them due to the interest on their loans. But, this scheme doesn’t have any interest on the loan.


The Government just want that students should be able to continue their studies, without really worrying about the money. The Bihar Government understands that students are their future that is why it has come up with this scheme.

Target of Bihar Students Credit Card Yojana:

Financial YearStudents to be accepted
2016-175,00,000
2017-186,00,000
2018-197,00,000
2019-208,00,000
2020-219,00,000

How to Apply Bihar Students Credit Card Scheme Application Form?

As it has been already mentioned above that the online application for the same is available at both of the officials websites. From our end, we are also trying to help you in filling the online application form. Some of the necessary steps regarding the same are being mentioned below:

  1. You can visit the link mentioned on the PRD Bihar and Education Bihar Websites.
  2. You should download the application for and fill it without making any mistakes and with the correct details.
  3. Don’t forget to fill the address and bank details (correct)
  4. The application form is also available in the mobile application
  5. Take out the print out of the application for every future reference.

All you need to know about mobile application!

The mobile application names Bihar Student Credit Card Scheme is available in the Google Play Store. When student fill the online application form, he or she will receive an OTP (one time password) at the registered mobile number, which he or she has submitted at the time of submitting the registration form.

Main Features, Benefits of Credit Card Scheme for Students in Bihar state

  • The first and the foremost feature of this scheme is to provide interest free loan of ₹4 Lakhs to the students, who have passed class 12th .
  • This scheme is beneficial for those students who want to pursue courses like Engineering, CA, CFA, Management, Medical, Education, etc.
  • Please remember that the student should pursue these courses from the reputed college only for getting benefit of this scheme.
  • Till now, there is no specific eligibility criteria for this scheme. The patterns of this scheme will be inspired from the track record of the student. On the basis of the track record, the students will be given the loans.
  • While providing the loan, the earning capacity and the academic record of the students would be considered thoroughly.
  • The forms for this scheme are available online and offline. After the final process, the card will be issued to students, through which they will be able to draw the money.
  • All the details given by the students would be checked thoroughly before approving the loan of any student.
  • The students can use the amount to buy books, pay monthly fees or semester fees, buy computers and can buy any educational equipment.

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Comments

  1. chandan

    Sir, for student credit card minimum age kya h.
    Agar 500000 se jyada fee hoga college ka to bo vi milega ya nhi

    • NISHANT SHARMA

      It may be possible next year the amount of loan should be increase

  2. Ankit

    I take admission in m.pharmacy so i want to take loan 4 lakh so please inform me this course are approval under this loan scheam

  3. azad babu

    the online timing does not accepted i am try some 2 times properly now. something times does not accepted

  4. Dalsingh sarai

    I will try many times it’s online form but it’s show not support or envalid email id. Is there any link to apply offline.

  5. Suman

    Can I get to know with how much interest will I have to pay loan in student credit card yojna

  6. Fauzia

    Kya sirf kisi college me admission lene pe hi ye suvidha milega ya fir kisi institute jaise Allen , Resonance me jaane ke liye nhi??

    • Faij Akram 7033325042

      Its eligible only for those students which have course like medical,engineering ,CA etc
      It is not available for other institutions like resonance,Allen etc…

  7. Md Rashid

    Main student credit card lena chahat hu

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